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    Can You Take Me Higher? 5 Things to Increase My Credit Score Higher Than 700.

    If your credit score is above 700, here are 5 things to keep inching it up.  Alright, my credit score is above a 700, now what? How to increase my credit score… Answer: Keep building your credit score because, you may need it in the future and credit = money (see my article, How to use my credit score to make more money.)  Here is a list of 5 things to do to keep building and refining your credit score. 1. Download Credit Karma and Log In. Monitoring your credit score is an easy way to stay in touch with your finances, think of it as having a scale in…

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    If Your Credit Score Is Below 700, Here Are 5 Things You Should Do…

    If your credit score is below 700 here are 5 things to refrain from to get it to where it should be.  There are people who believe the whole credit bureau system is a scam.  However, the hard truth is your credit score is a reliable source from employers, lenders, housing, and creditors to determine the likelihood that a certain individual will pay what is owed, and on time. To understand how to build credit, first there needs to be an understanding of what hurts your credit. THINGS TO AVOID: Don’t let credit card companies lull you into financial disaster. It’s obvious and not at the same time, credit cards…