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    App started in 2014 is stepping it up, get on the new wait list.

    Robinhood is an online trading platform famous for its no-fee trades, and purely online presence. Now offering checking and savings. It was launched in 2014 by individuals (like myself) signing up on a “soft launch” list.  This soft launch got us access to no-fee trades, albeit on a primitive looking platform and, before the rest of the population. It has grown incredibly fast and now has millions of users. The Recent History Robinhood was only accessible on your phone, but in early 2018, they offered another soft launch so that you could access the app on your computer. This made trading easier and people started to take the app seriously.…

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    Can You Take Me Higher? 5 Things to Increase My Credit Score Higher Than 700.

    If your credit score is above 700, here are 5 things to keep inching it up.  Alright, my credit score is above a 700, now what? How to increase my credit score… Answer: Keep building your credit score because, you may need it in the future and credit = money (see my article, How to use my credit score to make more money.)  Here is a list of 5 things to do to keep building and refining your credit score. 1. Download Credit Karma and Log In. Monitoring your credit score is an easy way to stay in touch with your finances, think of it as having a scale in…

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    Welcome to IndivEcon.com

    I am very excited to announce Individual Economics, a website to help individuals understand and deal with their personal finances.  I started this IndivEcon today because I finally got my Capital One Savor card in the mail and in the spirit of this website, I wanted to purchase the Domain Name in order to hit my $500 bonus on the card.  Get ready to learn how you can grasp bonuses in your life that are right in front of you, and Change, Eliminate, Save, Build and Live your life larger for less.