A lot of people nowadays are carrying and working to pay off student loans. Here is the crazy thing, most people have paid and will continue to pay way more than need be because they haven’t read this article. You may know this already, or like most people, you may not. Big concept: when you make a required loan payment, it is divided equally between all of your loans. Now Lets Break This Down I want to start with the different types of student loan pay-back structures. Here is the government website which explain in detail the plans: https://studentaid.ed.gov/sa/repay-loans/understand/plans First there is the standard plan which are fixed payments over…