You probably have heard that you can get 1% cash back on all purchases using credit cards but you think that it’s not worth the risk of opening a credit card. However, if you are already spending $10,000 a year on debit cards that means you are missing out on 1% or $100. Who doesn’t want a free $100. That’s just with 1%, if you follow these steps below you could be making a consistent 15%-20% which comes out to $1,500 – $2,000. So, let’s learn how to take advantage of credit cards. Here are the free steps that other websites want to sell to you, credit card companies don’t…